About Law Office Insurance
As an attorney, your clients trust you to represent them, advocate for them, and protect the confidential information that they share with you. While you honor your professional duties to the best of your abilities, even the most scrupulous of lawyers can find themselves accused of professional negligence by an unhappy client. Furthermore, as with any small business, you need to protect yours from more common risks, such as employee disputes, work-related injuries, and property damage.
What Coverage is Included?
As with most small businesses, your law office can be covered for the following:
- Workers' Compensation
- Cyber Liability
- Businessowners Policy
- Employment Practices Liability
Additionally, a central component of any Law Office Insurance product is coverage for professional liability or legal malpractice claims. Depending on the type of law you practice, you may also need a bespoke insurance solution for your firm.
Coverage for Professional Liability
Even the best attorney will lose a case one day. While such losses are to be expected, you may have a client who feels differently. A disgruntled client may pursue a legal malpractice claim against your firm, alleging that you and your office failed to represent them effectively.
Professional liability insurance offerings from AmVenture will help protect your office in the event of professional liability claims, including claims related to errors and omissions. The cost of these claims can prove substantial and could also harm your firm's reputation. By insuring your law office, you can rest assured that a professional liability lawsuit won't imperil the continued success of your business.
Coverage for Your Employees
While a law office isn't exactly a hazardous environment, your employees are not entirely immune to injury. Uneven floors could present a tripping hazard or one of your employees may be injured in an accident while driving on law office business. Covering your employees with workers' compensation insurance not only ensures that they will be covered if there is a work-related injury or illness, but it also helps you meet your insurance requirements.
Coverage Against Claims
In addition to professional liability claims, your law office could find itself the subject of other types of claims. For example, a client may slip and fall while visiting your office due to ice that was not cleared from the front step. Alternatively, a former employee may allege that he or she was wrongfully terminated. These claims can be costly, but with Law Office Insurance, which includes General Liability and Employment Practices Liability insurance, your business will be protected from having to pay covered claims-related expenses out of pocket.
How Do I Get Law Office Insurance?
Getting insurance for your law office is easy. Fill out the form found at the top of this page and you will soon hear from one of AmVenture's friendly and helpful representatives. They will then assess your business' risk profile and find insurance product offerings that give you the ability to select the coverage you want at a price that is within your budget.