Running a hotel or motel is challenging; no matter how careful you are, issues still occur. Property gets damaged, both the property of the hotel and the property of the guests. Sometimes people get hurt, including guests and employees. Hotel insurance helps protect your business against the unexpected.
As a hotel or motel owner, you are constantly juggling the needs of your guests and your employees. The challenges you deal with are considerable, and no matter how diligent you are, you know that the unexpected can still happen. Guests can get hurt on your property. Employees can sustain injuries. Your property can be damaged by people or by weather. And any of these events can leave you financially vulnerable.
Hotel Insurance from AmVenture
At AmVenture Insurance Agency, Inc., we know how quickly things can go wrong, and how expensive such disasters can become. Our hotel insurance options are designed to protect your business and your future, allowing you to quickly recover from even the most devastating events. Whatever happens, our insurance options will help you respond with confidence and the sureness that only comes from having a strong insurance program.
Hotel Business Insurance Options
The hotel business is unique, which is why we offer a variety of insurance options based on the specific requirements of hotels and motels like yours. These include:
A businessowners' policy rolls two of the most important hotel business insurance options into one package.
• General liability insurance - Available both on its own and as part of a businessowners policy, general liability insurance is designed to cover issues that occur with third parties. Injuries to guests, damage to guest property and even libel/slander accusations by competitors can all be addressed through general liability.
• Commercial property insurance - Commercial property coverage covers damage to your own property and the subsequent repair or replacement.
Any of your company vehicles could be involved in an accident. Commercial auto insurance allows you to get repairs or replacements quickly and painlessly.
Workers' compensation insurance is required when you have employees. We offer the coverage you need to help you meet any workers' compensation requirements and to protect your business when one of your employees is hurt at work.
As a hotel owner, you are handling the contact and financial information of every guest you bring in. What happens if that information is compromised? Cyber crimes are only growing in frequency, which means it is important to cover your business in the event that you are a victim. Cyber liability can help cover the costs of lawsuits against your business should the information of your guests be compromised.
Ready for an Insurance Solution for Your Hotel?
Each agent at AmVenture is trained to deliver business insurance solutions for our customers. You know your hotel or motel best. Let one of our team help you find the coverage and limits that are right for your hotel or motel.
Please contact us today at AmVenture and get your free quote for hotel insurance.