While private schools are generally considered safe environments, accidents can and do still occur. Teachers could injure themselves while decorating their classrooms, have a slip-and-fall accident in a freshly mopped hallway, or even become the victim of classroom violence. Meanwhile, certain teaching subjects come with additional risks, including chemistry and physical education, where the equipment itself can be hazardous. To help keep your valued staff protected, choose a private school workers' compensation policy through AmVenture Insurance Agency, Inc. The right workers’ comp insurance policy can help cover injured or ill employee's medical expenses and lost wages while shielding your private school from liability claims and related costs.
Teaching is a challenging profession in every respect. At private schools, teachers spend their weekdays guiding students through their lessons, while using their evenings and weekends to grade papers and plan classes. The best reward you can offer your hardworking teachers and staff is quality insurance coverage. Being a teacher may seem like a relatively low-risk vocation, but classroom environments do contain hidden risks. Private school workers' compensation packages can help safeguard teachers' livelihoods in the event of an accident. Mandated by law in most US states, this insurance product can also protect school owners from shouldering the full financial burden of medical bills, rehabilitation services, and liability lawsuits filed by injured staff.
Coverage for Work-Related Illness or Injury
There are, unfortunately, many ways that a teacher could become sick or injured at work. They might slip and fall on an icy playground, they could inhale toxic fumes during chemistry class, or a child could act out violently toward them. Generally, private schools workers' compensation will offer coverage for work-related incidents that require medical visits and hospital stays. This insurance product may also offer long-term and permanent disability benefits, too.
Coverage for Vocational Rehabilitation
In some cases, an injured teacher can't return to work immediately due to physical impairments or a sustained disability. Workers' compensation through AmVenture could cover vocational rehabilitation services, so your employees can regain their health and rejoin the classroom as soon as possible. By providing physical therapy, therapeutic exercises, and even ergonomic assessments of the school, vocational rehabilitation can help treat injuries and prevent their reoccurrence, especially in cases of carpal tunnel syndrome, tendinitis, and other occupational ailments.
Protection Against Lost Wages
If a teacher is unable to work after a work-related injury or illness, private schools workers' compensation can also help cover some of their lost wages. After all, being without a stable income often forces employees to return to the classroom before being fully recovered. This insurance product is designed to allow teachers the time they need to rest and rehabilitate by supplementing lost wages and other expenses.
How Do I Get Private Schools Workers' Compensation?
At AmVenture, we make it easy to access top-rated insurance solutions at a reasonable rate. To learn more about workers' compensation and our other bespoke insurance solutions for private schools, reach out today, or fill out our brief form for a free online quote. We're ready to help you safeguard your private school against liability risks, so you can return to what matters most – your students.