Call Now! (855) 809-1521

Free Maine Commercial Business Insurance Quote

Legal Disclaimer

By clicking "Submit", I expressly consent to receive e-mails, phone calls (including via an automatic dialing system), text messages and/or artificial or pre-recorded voice messages by or on behalf of AmVenture Insurance Agency, Inc. regarding insurance products and services (and, if I buy a product or service, to call about my product, service, customer satisfaction, buying a new product or service mine expires, or other AmVenture offers) at the e-mail address and phone number provided above (including my wireless number, if provided). I understand I am not required to sign/agree to this as a condition to purchase.

Maine Small Business Insurance

As a small business owner in Maine, you have things you have to juggle on a daily basis in order to keep your business running smoothly. Since you've put so much into your business, it's important to have an insurance package that allows you to ensure your employees' well-being, to protect your personal property, and to help you save money. While you can't foresee a risk before it arises, you can be prepared for the unexpected. Learn more about the benefits of insurance plans for small businesses in Maine available through AmVenture Insurance Agency, Inc.

Insurance Plans for Small Businesses in Maine


Delegating tasks to your employees, interacting with customers, and building your brand is enough to take care of without having to worry about whether or not your business is protected against certain risks. The cost of purchasing insurance is relatively minor whenever you consider the costs associated with fire damage, a third-party lawsuit, or a workplace accident or injury. If you don't have adequate small business insurance coverage, you could be forced to shut your doors if a disaster strikes.

Small businesses in Maine need business insurance to help buffer them from many of the costs of liability claims, property damage, and more. Since your needs as a business owner are unique, your insurance requirements will vary. Here are four of the most common types of commercial insurance plans to consider:

  1. General Liability
  2. Workers' Compensation
  3. Property Insurance
  4. Commercial Auto Insurance

General Liability Insurance

General liability insurance can help your small business maintain its legal obligations. It can protect you against lawsuits that are brought against you or one of your employees by third parties, such as a customer, vendor, or landlord. General liability often helps to cover the costs of a lawsuit if a third party claims that he or she:

  • Became injured while on your property
  • Owned property that was damaged by one of your employees
  • Suffered a personal injury for which you're liable

Workers' Compensation Insurance

The state of Maine requires small businesses to have workers' compensation insurance if they have employees. No matter what type of business you own, the chances of a workplace accident, injury, or illness is always a possibility. This type of insurance coverage can help to cover the costs of medical bills, hospital fees, surgeries, and partial income replacement if a work-related accident happens. With workers' compensation, your business could also be immune from a lawsuit filed in connection with a work-related injury if an employee receives benefits. Examples of workplace incidents in which workers' compensation may provide financial payments to an injured employee may include:

  1. An employee suffers a long-term illness after working with a chemical used by your small business
  2. An employee receives a back injury after carrying a heavy box at work
  3. An employee becomes injured in a car accident while running an errand for your business

Property Insurance

Imagine how devastating it would be if a fire ruined most of your building and assets. Property insurance can help you recover financially when such an unfortunate event arises. It is designed to cover identified damage to your building, vandalism, and theft. In most cases, property insurance doesn't cover damaged that's caused by floods or earthquakes.

Commercial Auto Insurance

If your small business owns vehicles or if you use your personal vehicle for business purposes, it's important to consider commercial auto insurance. Personal auto insurance may not cover you if you're involved in an accident while using your vehicle for your business. Commercial auto insurance is designed to cover the costs associated with a covered accident, including property damage, medical bills, and liability claims.

How to Get Small Business Insurance in Maine

You can begin the process of protecting your small business in Maine today by contacting AmVenture. We strive to enable business owners to choose the coverage they want at an affordable cost, so you can stay focused on operating your business with less worry.


About AmVenture

  • “A-” (Excellent) by A.M. Best Company

    Our affiliated insurance carriers are rated “A-” (Excellent) by A.M. Best Company, a widely recognized provider of ratings, financial data & news with an exclusive insurance industry focus.

    Get A Quote
  • 24/7 online claim filing

    Our affiliated carriers provide 24/7 online claim filing so you don’t lose valuable time between claim and resolution.

    File A Claim
  • Workers’ compensation

    We specialize in workers’ compensation for small- to mid-sized “Main Street” businesses, supported by an experienced and dedicated staff.

    Like Us
  • Superior service

    Our goal is to provide a competitive premium cost while delivering superior service that allows you – as a small business owner – the security of knowing your business is protected.

    About Us

Call today to get your free small business insurance quote!

(877) 813-8518