Call Now! (855) 809-1521

Get Your Free Vermont Small Business Insurance Quote!

Legal Disclaimer

By clicking "Submit", I expressly consent to receive e-mails, phone calls (including via an automatic dialing system), text messages and/or artificial or pre-recorded voice messages by or on behalf of AmVenture Insurance Agency, Inc. regarding insurance products and services (and, if I buy a product or service, to call about my product, service, customer satisfaction, buying a new product or service mine expires, or other AmVenture offers) at the e-mail address and phone number provided above (including my wireless number, if provided). I understand I am not required to sign/agree to this as a condition to purchase.

Vermont Small Business Insurance

As a small business owner in Vermont, you've most likely spent a lot of time carefully and strategically growing your business. To safeguard the business you've worked so hard to build, securing the proper insurance coverage to help shoulder the burden of unanticipated hardships such as a lawsuit or an on-the-job accident can be essential. At AmVenture Insurance Agency, Inc., we specialize in tailoring insurance solutions to small businesses. Learn more about the small business insurance options you might need to safeguard your resources and protect your future.

Insurance Plans for Small Businesses in Vermont


In the Green Mountain State, there are certain insurance requirements that most small business owners must meet. However, the state's requirements may not be enough to keep your business protected against your biggest risks. For that reason, it's important to consider additional coverage options as part of your risk management plan. Learn more about the common types of insurance for small businesses in Vermont.

Mandatory Insurance Requirements for Small Businesses in Vermont

Workers' Compensation

If you have at least one employee on a full or part-time basis, Vermont requires you to carry workers' compensation insurance. Since Vermont is in such close proximity to other states in New England, you may conduct business across state borders or you may employ workers who live in other states. It's important to remember to include all of your employees under your workers' compensation coverage, regardless of whether they reside in VT or not. This crucial type of policy may provide certain benefits to an employee who becomes ill or suffers a workplace accident or injury. Workers' comp can help to alleviate the costs associated with the following claims:

  • Medical expenses
  • Partial lost wages
  • Job retraining

As a small business owner, securing workers' compensation can also help protect you from out-of-pocket costs for a claim related to a workplace injury.

Commercial Auto Insurance

If you own, lease, or otherwise use vehicles to conduct business in Vermont, you're required to have adequate commercial auto insurance coverage. In most cases, if you or an employee is involved in an accident while driving a company vehicle, this type of policy may cover the following exposures:

  • Collision coverage: compensation for damage to your vehicle, regardless of fault
  • Medical expenses: medical care coverage for those injured in an accident, regardless of fault
  • Comprehensive coverage: compensation for damage to your vehicle from non-collision events, such as falling objects and vandalism

Other Small Business Insurance Options to Consider

While the following types of insurance aren't necessarily mandatory for every business in Vermont, each policy could provide essential coverage that your specific business could use.

General Liability Insurance

Mistakes, accidents, workplace errors, and injuries can lead to potential lawsuits. General liability insurance helps to safeguard your small business if you're sued by a third-party, helping to cover the costs of legal expenses and attorney fees.

Employment Practices Liability Insurance

While general liability insurance may help to shield your business against third-party lawsuits, it most likely won't protect you if a past or current employee brings an accusation against you for wrongful termination, harassment, or discrimination. There's where employment liability insurance can help.

Businessowners Policy

A businessowners policy can help you recover financially if your business is interrupted because of significant property damage or other covered misfortunes. It combines the benefits of general liability and commercial property insurance into one policy.

Get Small Business Insurance Solutions for your Vermont Small Business

No matter what line of work you're in or how many risks you're exposed to on a regular basis, AmVenture is here to help you find small business insurance solutions. Call today to speak with one of our knowledgeable representatives, or visit us online today.

About Small Businesses in Vermont

According to the Small Business Administration, Vermont's economy grew at an annual rate of 1.4% in the second quarter of 2016. This was faster than the rest of the United State's growth rate of 1.2%. In November 2016, the state's unemployment rate of 3.2% was also below the national average of 4.6%.

About AmVenture

  • “A-” (Excellent) by A.M. Best Company

    Our affiliated insurance carriers are rated “A-” (Excellent) by A.M. Best Company, a widely recognized provider of ratings, financial data & news with an exclusive insurance industry focus.

    Get A Quote
  • 24/7 online claim filing

    Our affiliated carriers provide 24/7 online claim filing so you don’t lose valuable time between claim and resolution.

    File A Claim
  • Workers’ compensation

    We specialize in workers’ compensation for small- to mid-sized “Main Street” businesses, supported by an experienced and dedicated staff.

    Like Us
  • Superior service

    Our goal is to provide a competitive premium cost while delivering superior service that allows you – as a small business owner – the security of knowing your business is protected.

    About Us

Call today to get your free small business insurance quote!

(877) 813-8518