Every small business faces a certain level of risk. While the risk level can vary by industry, any business can find itself in a tough spot if it's inadequately insured against the unexpected. As a small business owner in Washington state, it's essential to secure commercial insurance for your business to help minimize the liability risks your company faces. AmVenture is here with small business insurance solutions that can help your business in the event of covered accidents, injuries, property damage, and a range of litigation expenses.
What Insurance Policies Do Small Businesses in Washington State Need?
If you own, lease, or otherwise operate vehicles for business purposes, a commercial auto insurance policy is essential to help keep you protected in the event of an accident. Not only can commercial auto cover the cost of vehicle repairs that arise from a covered cause of loss, this kind of policy can potentially cover medical expenses and the cost of litigation related to an auto accident involving your commercial vehicles.
A businessowners policy (BOP) offers an easy way to bundle multiple insurance coverages into one package, which can provide essential coverages for small businesses at a more economical price. A BOP typically includes bodily injury and commercial property insurance among other benefits, like protection against advertising liability.
If your business is the victim of a cyber attack and the data of your customers is compromised, it could lead to a lawsuit. Cyber liability insurance can help cover the costs of such a lawsuit, an increasingly important consideration in today's digital world. If you do business or store information online, you may want to consider having a cyber liability policy.
Get Your Free Small Business Insurance Quote
At AmVenture, we understand small business. That's why our insurance professionals work with you to build bespoke insurance solutions for small businesses in Washington state like yours. Contact us today to learn more, or fill out our brief online form to request your free quote now.