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The state's low cost of living, combined with the many small business incentives it offers, make West Virginia an appealing state for entrepreneurs. But, even with a promising economic climate, you face numerous risks on a daily basis if you're running a small business is West Virginia. On-the-job accidents and injuries, third-party lawsuits, and other unexpected disasters can threaten any small business' future. With the right insurance solutions, you can better protect your small business from many risks associated with operating in "The Mountain State."
While you're focused on growing your small business in West Virginia, you may not always be aware of the range of different risks you might be exposed to on an ongoing basis. There are multiple scenarios in which your business could be subject to specific liability exposures. Potential risks for any small business include the following scenarios and more:
If even one of the examples above occurs and you don't have adequate small business insurance, the end result could be financially burdensome to your small business. The costs of going through a lawsuit can be astronomical, and paying for expenses out-of-pocket may not always be possible without jeopardizing your entire business.
There are many ways small business insurance can help protect your business in West Virginia. The state actually requires you to carry workers' compensation if you have at least three employees. In addition to workers' comp, many small business owners opt to carry additional forms of small business insurance. Learn more about the types of insurance that could benefit your small business in West Virginia.
Adequately insuring your small business in West Virginia will require the proper assessment of how you run your business and what risk factors you face. With the bespoke small business insurance solutions offered through AmVenture, you could be better prepared to brave any storm that heads your way. Contact us today for more information or fill out our quick online form for your free quote.
Our affiliated insurance carriers are rated “A” (Excellent) by A.M. Best Company, a widely recognized provider of ratings, financial data and news with an exclusive insurance industry focus.
Our affiliated carriers provide 24/7 online claim filing so you don’t lose valuable time between claim and resolution.
We specialize in workers’ compensation for small- to mid-sized “Main Street” businesses, supported by an experienced and dedicated staff.
Our goal is to provide a competitive premium cost while delivering superior service that allows you – as a small business owner – the security of knowing your business is protected.
Call today to get your free small business insurance quote!